New Century Mortgages Texas – New Century Mortgages Texas

Live Rates

DSCR 30-Yr Fixed 7.25%

•

Bridge Loan 9.50%

•

Hard Money 11.00%

•

Fix & Flip 10.50%

•

Ground Up Construction 11.50%

•

Commercial 7.75%

•

Live Rates

DSCR 30-Yr Fixed 7.25%

•

Bridge Loan 9.50%

•

Hard Money 11.00%

•

Fix & Flip 10.50%

•

Ground Up Construction 11.50%

•

Commercial 7.75%

•

Experience lightning-fast mortgage approvals powered by advanced AI technology. Get approved in minutes, not weeks, with our intelligent automation platform.

AI-powered lending platform for serious real estate investors. No income verification. No tax returns. Just fast, reliable capital based on your property's potential. Close faster than cash buyers.

Your Dedicated Analyst. Your Partner for Growth.

Every client gets a dedicated loan analyst who knows your business, your strategy, and your goals. We're not just a lender—we're an extension of your team.

Investment Loan Programs

Flexible financing solutions built specifically for real estate investors

DSCR Loans

Qualify based on property cash flow, not personal income. No minimum DSCR required. Rates from 6.25%.

Bridge Loans (Fix & Flip)

Fast, short-term financing for fix-and-flip projects. Close in 5 days. Up to 100% of rehab costs financed. 4-day draw processing.

New Construction

Ground-up construction financing for experienced builders. Build to rent or build to sell. Competitive terms for infill development.

Hard Money / Asset Based

Loan decisions based on property value, not credit. Construction draws in 4 days. Quick approvals for time-sensitive deals.

Portfolio Loans

Consolidate 5+ rental properties into one loan. Single payment, better cash flow. Lower rates and origination fees.

Commercial Real Estate

Multifamily 5+, mixed-use, office, retail, industrial. Financing for stabilization and value-add projects.

5- Minute Approval. Zero Paperwork.

Our AI analyzes 20+ property factors instantly. Get conditional approval and proof of funds letter while you're still at the property.

5 Min
Approval

Average Approval Time

Mobile Platform

Mobile First Platform

AI-Driven
Pricing

Faster than Traditional Loan Apps

Instant POF Letter

Same Day

Approval in Minutes

Traditional lenders take weeks to process applications. With our AI automation, you get approved in minutes and can start house hunting immediately.

Broker & Partner Program

White-label lending solutions that let you scale your business while we handle the heavy lifting

100% Free White Label Platform

Full-featured loan origination system with your branding. No setup fees, no monthly costs. Your logo, your client relationships.

Earn Ongoing Revenue

Competitive commissions on every funded loan plus ongoing servicing income. Volume bonuses for top producers.

Instant Online Approval

Give your clients instant conditional approvals and proof of funds letters 24/7 through your branded portal.

Reliable Capital Access

$500M+ in lending capacity. Direct lender with in-house underwriting and funding. We never say no to good deals.

Own the Client Relationship

You remain the primary contact. We provide back-office support, underwriting, and funding—invisible to your clients.

Real-Time Dashboard

Track your pipeline, commissions, and client loans in real-time. Automated reporting and commission tracking.

500+

Active Broker Partners

$1.2B+

Partner Loan Volume (2024)

5 Days

Average Close Time

24/7

Online Approvals & POF Letters

What's Included in Your White-Label Platform

Ready to Scale Your Business?

Join 500+ partners who trust us to fund their clients' deals

From The Blog

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Clear to Close with Jennifer Cabrera

Straight talk on commercial mortgages — insights and tips to get your deal done.