A commercial real estate (CRE) loan is financing for income-producing properties, such as office buildings, retail centers, industrial warehouses, or multi-family residential units.
Unlike residential mortgages, CRE loans consider the income potential of the property, its location, and market value rather than just personal income.
Use a CRE Loan To:
Purchase commercial property for business or investment
Refinance existing commercial loans
Acquire multi-family or mixed-use properties
Expand or renovate income-producing properties
Most income-producing properties, including office buildings, retail centers, industrial warehouses, and multi-family residential units.
CRE loans are based primarily on property income and value, rather than the borrower’s personal income.
Closings typically take 30–60 days, depending on property complexity and documentation.
Yes, we offer refinancing options to lower rates, reduce payments, or fund renovations.
Terms vary by property type, loan amount, and market conditions, but we provide flexible structures tailored to your investment goals.
Absolutely — we can structure loans for complex portfolios, multi-unit, or mixed-use developments.