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Financing Solutions
Designed for Multiple Properties
Manage multiple properties easily with flexible portfolio loans.
Streamline your investments with a single portfolio loan that lets you manage multiple properties with ease.
Investment
What is a
Portfolio Loan?
A portfolio loan is a mortgage held by the lender in their portfolio rather than sold on the secondary market.
This gives lenders the flexibility to offer terms that traditional loans can’t, making portfolio loans perfect for:
Investors with multiple properties
Borrowers with unique income structures
Real estate owners seeking flexible underwriting and terms
Benefits: Portfolio loans allow lenders to look at the overall value and cash flow of your property portfolio rather than focusing solely on a single property or borrower’s personal income.
Quick Benefits
- Flexible Underwriting
- Simplified Management
- Faster Approvals
- Ideal for Real Estate Investors
- Flexible Terms & Rates
- Maximize Leverage
- Customized Financing
Frequently Asked Questions
Can I include multiple properties under one loan?
Closings are typically faster than conventional loans because underwriting is done in-house.
While ideal for investors, portfolio loans can also help property owners with non-traditional income or unique circumstances.
Absolutely. Many clients use portfolio loans to access equity, refinance, or acquire additional properties.
Terms vary based on your portfolio, cash flow, and lender policies, but we offer flexible amortization, interest rates, and repayment schedules.
Investment Loan Programs
Flexible financing solutions built specifically for real estate investors
DSCR Loans
Qualify based on property cash flow, not personal income. No minimum DSCR required. Rates from 6.25%.
Bridge Loans (Fix & Flip)
Fast, short-term financing for fix-and-flip projects. Close in 5 days. Up to 100% of rehab costs financed. 4-day draw processing.
New Construction
Ground-up construction financing for experienced builders. Build to rent or build to sell. Competitive terms for infill development.
Hard Money / Asset Based
Loan decisions based on property value, not credit. Construction draws in 4 days. Quick approvals for time-sensitive deals.
Portfolio Loans
Consolidate 5+ rental properties into one loan. Single payment, better cash flow. Lower rates and origination fees.
