A bridge loan is short-term financing designed to “bridge the gap” between buying a new property and selling or refinancing another.
Investors and homeowners use bridge loans to act quickly, secure properties, and leverage equity before permanent financing is ready.
At New Century Mortgages, our bridge loans are built for speed and flexibility — helping you close in days, not months, and keep your investment projects on track.
Use a Bridge Loan To:
Purchase a new property before selling an existing one
Finance renovations prior to refinancing
Access short-term capital for time-sensitive opportunities
Avoid missing out on competitive real estate deals
Most terms range from 6 to 18 months, depending on your strategy and exit plan.
Typical loan amounts range from $150,000 to $5 million+, based on property value and equity.
No. Bridge loans focus primarily on collateral and deal strength, not just credit scores.
Absolutely. They’re ideal for flips, rehabs, and time-sensitive acquisitions.
Fill out the Quick Quote Form or call to connect with a New Century Mortgages Bridge Loan Specialist today.